The FDIC-short for the Federal Deposit InsuranceĬorporation-is an independent agency of the United Look for the FDIC sign where deposits are received.To check whether the FDIC insures a specific bank or Mean any bank or savings association that is insured by theįDIC. ![]() Depositors seeking such assistance should contact aįor simplicity, this brochure uses the term "insured bank" to This brochure is not intended to provide estate planningĪdvice. Or organization can either increase or modify that amount. Insured bank fails, and no representation made by any person The online version of thisīrochure, available on the FDIC's website at will be updated immediately if rule changes affecting FDICĭepositors should note that federal law expressly limits theĪmount of insurance the FDIC can pay to depositors when an These rules can beĪmended and, therefore, some of the information in thisīrochure may become outdated. The information in this brochure is based on FDIC laws and For additional or more specific information about FDIC insurance coverage, consult the Federal Deposit Insurance Act (12 U.S.C.1811 et seq.) and the FDIC's regulations relating to insurance coverage described in 12 C.F.R. ![]() This brochure is not intended as a legal interpretation of the FDIC's laws and regulations. Your Insured Deposits is a comprehensive description of FDIC deposit insurance coverage for the most common account ownership categories. Important Information about this Brochure
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